Make a little wiggle room in your Budget. 

Visit Digital Banking and apply today.

ONLINE BANKING

  • Under the 3 dots (•••) in the top menu bar select "Skip-A-Pay" from the drop-down menu

  • Complete and submit the application

    Login to digital banking 

ONLINE BANKING

  • Select "Menu"

  • Select, "More" from the options

  • Select "Skip-A-Pay" 

  • Complete and submit the application

Available on the “APPLE” App Store       Get it on Google play. 

 
 

IMPORTANT

Skip-a-pay is available on vehicle loans**, personal loans, and personal lines of credit.

You must have at least $25 in your account for each loan payment you would like to skip. 

A $25 processing fee will be charged for each loan payment skipped.

Mail-In or visit a branch

Complete the Skip-a-Pay form and mail it to West Community Credit Union, 4161 Hwy K, O'Fallon MO. 63368 , or bring it to a branch near you.

Download sKIP-A-PAY FORM

*This program is available for all loans except; home equity products, credit cards, loans originated for less than $600, and mortgages. Loans must be in good standing, have had at least one payment since origination, have not had other payment deferments in the past six months, have not already skipped six payments during the term of the loan and meet additional eligibility limitations which may apply. During the Skip-a-Pay period, normal finance charges will continue to accrue and be payable with the last payment resulting in extending your loan term one month. If your loan payment is being debited from another institution, your authorization on this form will cancel it for the month selected. Please contact Member Services for more information. All borrowers must sign. 

**Please note: Skipping more than one payment per year may impact your GAP insurance coverage limits (if applicable).