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Mortgage rates will influence when you buy a new home or refinance your existing mortgage. We can help you determine how rates will impact your payment purchasing power. The best way to get your current mortgage rate is to apply for pre-approval. Our mortgage team will help you understand your best options.
Explore your payment options with our mortgage calculators.
Mortgage Rate Relief Program*
Beginning March 1, 2025 West Community Credit Union participates in a Mortgage Rate Relief program to assist borrowers that have a household income at or below 80% of the Average Median Income (AMI) with home purchases. Eligible households may receive up to a 2% lower mortgage interest rate than the current market rate.
Schedule a consulation with our Mortgage team to learn more
*Eligible income is based on all adult owner/occupants and must be at or below 80% of the FHFA AMI. All borrower income must be included. Adult owner/occupants must be on the application, the note, hold title and occupy the property. Use of the AMI table in effect on the day of application. Must include all owner/occupant's income. Restricted to a primary residence and 1-4 family dwellings. Available on 30 year fixed only.