Mortgage rates can influence the timing of when you buy a new home or refinance your existing mortgage. It's important to understand how rates impact your payment and ultimately, your purchasing power.

Explore your payment options with our mortgage calculators or contact the mortgage team to explain the mortgage process and how rates impact your monthly payment and borrowing options. 

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Mortgage Rate Relief Program*

West Community Credit Union participates in a Mortgage Rate Relief program to assist borrowers that have a household income at or below 80% of the Average Median Income (AMI) with home purchases or refinances. Eligible households may receive up to a 2% lower mortgage interest rate than the current market rate.

Eligible income is based on all adult owner/occupants and must be at or below 80% of the FHFA AMI. All borrower income must be included. Adult owner/occupants must be on the application, the note, hold title and occupy the property. Use of the AMI table in effect on the day of application. Must include all owner/occupant's income. Restricted to a primary residence and 1-4 family dwellings. Available on 30 year fixed only.


Free Consultation

For a FREE mortgage consultation, call our mortgage experts at (636) 720-2495.