ATM Locations
CO-OP Shared Branches
Executive Business MasterCard®
Our Executive Business Mastercard credit card has fixed-rates as low as
12.9% APR*, no annual fee and REWARDS! Earn rewards points for
purchases—redeemable for travel, electronics, household items and gift certificates.
To apply, simply complete our Business Loan Application and bring to your closest branch. We'll be happy to help you.
Business Debit Card
You
can earn points for every signature-based transaction with your business debit card too!
Both your credit and debit cards’ points may even be combined. It’s a great way to earn the rewards you want even faster!
Identity Theft Resolution
Mastercard is one of the most trusted brands in the world.
Our cardholders expect to feel safe and secure when using their Mastercard Small Business cards. To
reinforce this trust on a consistent basis, all Mastercard Small Business credit cards and Mastercard
Small Business debit cards in the U.S. region have Identity Theft Resolution Services as a core benefit.
claim your rewards
CURewards
Points earned for purchases made with your business credit card and for signature-based transactions made with your business debit card are redeemable for travel, merchandise and gift certificates. Visit CURewards.com for more details.
Mastercard Easy Savings
Enjoy rebates on hotels, rental cars and more! Just use your business debit and credit cards, and the savings will be automatically credited to your statement. Simply enroll online.
IMPORTANT TRAVEL INFORMATION
For your protection, your Debit and Credit cards are monitored for fraud 24/7. Unusual activity will cause your card to be shut down. It is recommended to bring multiple forms of payment when traveling outside the U.S.
How to avoid service disruption while traveling
Before you travel it is important to set travel notifications on your Credit and Debit cards to prevent an interruption in service.
- Schedule notifications in Online or Mobile Banking
- Or call us at (636) 720-2400 and let us know your travel plans
If your card is declined while your traveling, call our office at (636) 720-2400 during business hours or the 800 number on the back of your card after hours to resume service.
A 1.25% foreign transaction fee will apply when using your cards abroad.
Foreign restrictions
It is recommended to bring multiple forms of payment when traveling outside the U.S. It is always a best practice to contact us prior to travel to avoid service interruption, but it is REQUIRED in some instances. For your protection and ours, all debit and credit card transactions will be denied without prior authorization in the countries listed below. This includes online and in-store purchases and ATM transactions .Call (636) 720-2400 or 800.500.6860 during business hours, or 866.820.4052 after business to make arrangements.If you have questions about your travel destination, visit the U.S. Department of Treasury website for the most updated international sanction information, or call us at (636) 720-2400.
Chile
China
Hong Kong
Indonesia
Malaysia
Morocco
Philippines
Singapore
South Africa
South Korea
Taiwan
Thailand
Turkey
Online and in-person debit and credit
card transactions are prohibited in the following countries:
Cuba
Iran
Libya
Myanmar
North
Korea
Russia
Somalia
Sudan
Syria
Ukraine
Zimbabwe
Report a Lost or Stolen Credit Card
To report a lost or stolen West Community credit card and have it replaced, call us at (636) 720-2400 or (800) 500-6860 during business hours, or 1 (866) 820-4052 after hours. Your current card will be deactivated and, if eligible, your new card will automatically be reissued and mailed within 7-10 business days.
Report a Lost or Stolen Debit Card
To report a lost or stolen West Community debit card and have it replaced, call us at (636) 720-2400 or (800) 500-6860 during business hours, or 1 (888) 908-7834 after hours. Your card will be deactivated and you can make arrangements to: a) pick-up a replacement card at one of our branches, or b) receive it via mail within 7-10 business days.
APR = Annual Percentage Rate. Rates, terms, and conditions may vary based on creditworthiness and qualifications and are subject to change. Balance transfer and cash advance fees are $5.00 or 2.00% of the transferred or advanced amount, whichever is greater. Foreign transaction fee is 1.25% of each transaction in U.S. dollars. Applicants under 21 years of age must show proof of independent means of repaying the card or have an approved cosigner over 21 years of age..