ATM Locations
CO-OP Shared Branchesminimum of $1,000,000* in Deposit Coverage
We secure your funds with deposit insurance that is 4X the industry average!
*Federally insured for $250,000 by NCUA. Plus additional minimum coverage of $750,000 provided by Excess Share Insurance Corporation, a licensed insurance company.
Secure Your Savings In an uncertain market
We make it easy to protect and grow your funds with a minimum of $1 Million in deposit coverage and great rates!
Regardless of the economic environment, your funds at West Community Credit Union remain safe and sound. We insure your deposits with a minimum of $250,000 in Federal coverage from the NCUA. PLUS a minimum of $750,000 through Excess Share Insurance.
CERTIFICATE OF DEPOSIT
Great Rates & GUARANTEED RETURN
If you're looking for a defined investment period with a guaranteed rate of return, our Certificate of Deposit is the perfect solution to maximize your dollar.
"Our responsibility is to serve as good stewards of your funds, and we are proud to be classified as “well capitalized” by our regulator, which is the highest capital rating a credit union can achieve."
Jason Peach, President/CEO.
Not one penny of insured savings has ever been lost by a
member of a Federally insured credit union.
—NCUA Consumer Report
NCUA Coverage
NCUA Deposit Insurance protects your funds. As a member you have options for coverage that are separate from and in addition to the coverage available to your single ownership account; such as Joint, Trust and Retirement.
Use this helpful calculator from MyCreditUnion.gov to estimate your NCUA coverage.
Additional ESI Coverage
Our members get peace of mind with an additional $750,000 in coverage provided by ESI, a licensed insurance company. This is in addition to the standard $250,000 of Federal deposit insurance protection from the NCUA, Our account holders enjoy coverage that is 4 times the industry standard.
We have been providing additional coverage for larger depositors for over 20 years!
*The money you place in your Credit Union savings account is federally insured up to $250,000 by the National Credit Union Administration (NCUA), the strongest government insurance fund in the country. West Community Credit Union provides an additional minimum coverage of $750,000 provided by Excess Share Insurance Corporation, a licensed insurance company.
**APY=Annual Percentage Yield. Actual rate is 4.18%. Limited time special offer. APY accurate as of 01/27/2025. Rates may change without notice. Early withdrawal penalties apply. Offer requires 100% of funds as new funds not currently on deposit with West Community Credit Union. Minimum opening deposit of $500. Membership eligibility required.