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CO-OP Shared Branchesyour Deposits are Federally Insured
With additional coverage from ESI
We are A SAFE Place FOR YOUR SAVINGS
At West Community, your deposits are insured for a minimum of $500,000
As a credit union member, your deposits are Federally Insured by the National Credit Union Administration (NCUA) for a minimum of $250,000. NCUA is an independent agency of the US government that regulates, charters and supervises Federally insured credit unions,
To further protect our members’ deposits, we provide additional coverage of up to $250,000 through Excessive Share Insurance (ESI) to all members. ESI provides members up to $250,000 in coverage, in addition to the standard $250,000 of deposit insurance protection from the NCUA.
"Our responsibility is to serve as good stewards of your funds, and we are proud to be classified as “well capitalized” by our regulator, which is the highest capital rating a credit union can achieve,"
Jason Peach, President/CEO.
Not one penny of insured savings has ever been lost by a
member of a Federally insured credit union.
—NCUA Consumer Report
Regardless of the economic environment, your funds at West Community Credit Union remain safe and sound.
NCUA Coverage
NCUA Deposit Insurance protects your funds. As a member you have options for coverage that are separate from and in addition to the coverage available to your single ownership account; such as Joint, Trust and Retirement.
Use this helpful calculator from MyCreditUnion.gov to estimate your NCUA coverage.
Additional ESI Coverage
Our members get peace of mind with added protection. ESI provides members up to $250,000 in coverage, in addition to the standard $250,000 of share deposit insurance protection from the NCUA.