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We can help grow your business with long-term, fixed-rate financing.

More services to empower your organization


We’re Proud to Be a CDC 504 (SBA 504) Participating Lender

As an SBA 504 participating lender, West Community Credit Union can provide approved small businesses with long-term, fixed-rate financing used to acquire real estate and fixed assets for expansion or modernization. 504 loans are made available through Certified Development Companies (CDCs), SBA's community-based partners for providing 504 loans.

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Commercial Real Estate Loans

Our commercial loan program provides construction to permanent financing, and refinancing funds for stabilized multi-family projects, offices, industrial, retail shopping center and healthcare buildings with  lending options up to $3 million, and amortizations up to 25 years*. Our commercial lenders will help make the complex commercial real estate process as simple as possible. Contact us to help with your purchase or refinance of:

  • Existing buildings
  • Improvements, parking lots and landscaping
  • Construction of new facilities or modernization, renovation or converting existing facilities
  • Long-term machinery and equipment

*Single Family Investment Loans also available..

Construction Loans

Our construction loan process provides you with the lending expertise you need.  Our commercial lenders will help make the complex construction loan process as simple as possible.

  • The ability to finance up to 75% of all construction hard costs
  • Option to initially lease up to 40% of your constructed space
  • Competitive rates and fees
  • Long term amortizations


Equipment and Machinery

At West Community Credit Union, we can help you with the equipment and machinery you need to maximize your productivity and profits. We finance all types of machinery and equipment for your specific needs.

  • Competitive rates and fees
  • Terms up to seven years
  • No annual fees
  • Up to 75% of cost

Lines of Credit

In addition, we offer line of credit options for funds when you need them with competitive rates and quick turnaround.

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Local Business Expertise.  Local Business Lending.

Visit a branch near you and our Member Representatives will be happy to provide business account service. Our AVP of Commercial Lending, Richard Dillard, will help you with your business lending needs.

Let us put our small business banking expertise to work for your business today.     

Richard Dillard

AVP of Commercial Lending

[email protected]
Phone: 636-720-2420
Cell: 636-288-0163


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