ATM Locations
CO-OP Shared BranchesA perfect FIT for YOUR SMALL BUSINESS NEEDS
We’re Proud to Be a CDC 504 (SBA 504) Participating Lender
As an SBA 504 participating lender, West Community Credit Union can provide approved small businesses with long-term, fixed-rate financing used to acquire real estate and fixed assets for expansion or modernization. 504 loans are made available through Certified Development Companies (CDCs), SBA's community-based partners for providing 504 loans.
Commercial Real Estate Loans
Our commercial loan program provides construction to permanent financing, and refinancing funds for stabilized multi-family projects, offices, industrial, retail shopping center and healthcare buildings with lending options up to $3 million, and amortizations up to 25 years1. Our commercial lenders will help make the complex commercial real estate process as simple as possible. Contact us to help with your purchase or refinance of:
- Existing buildings
- Improvements, parking lots and landscaping
- Construction of new facilities or modernization, renovation or converting existing facilities
- Long-term machinery and equipment
Construction Loans
Our construction loan process provides you with the lending expertise you need. Our commercial lenders will help make the complex construction loan process as simple as possible.
- The ability to finance up to 75% of all construction hard costs
- Option to initially lease up to 40% of your constructed space
- Competitive rates and fees
- Long term amortizations
Equipment and Machinery
At West Community Credit Union, we can help you with the equipment and machinery you need to maximize your productivity and profits. We finance all types of machinery and equipment for your specific needs.
- Competitive rates and fees
- Terms up to seven years
- No annual fees
- Up to 75% of cost
Lines of Credit
In addition, we offer line of credit options for funds when you need them with competitive rates and quick turnaround.
1 Single Family Investment Loans also available.
LOCAL EXPERTISE. LOCAL SERVICE.
Let us put our small business banking expertise to work for your business today and, together, we’ll keep our community strong.
RICHARD DILLARD
AVP of Commercial
Lending
[email protected]
Phone:
636-720-2420
Cell: 636-288-0163
OTHER BUSINESS SERVICES
We can also help with:
- Card Processing
- Business money market accounts and Certificates of Deposit [Check rates]
- Health Savings Accounts (HSAs)
- Accounts receivable financing
- Accounting services