ATM Locations
CO-OP Shared BranchesCertificate of Deposit
Members can login to Digital Banking to open a new CD online, and anyone can visit a branch to take advantage of our fantastic Certificate of Deposit special!
CD Special: Lock in 11 Months
at 4.21% APY*.
CALCULATE YOUR
EARNINGS
Open your CD at this great rate while you can!
If you're looking for a longer investment period with a guaranteed rate of return, a Certificate of Deposit is the perfect solution to maximize your dollar.
HERE, YOUR DEPOSITS ARE INSURED FOR A MINIMUM OF $1 MILLION:
Secure your savings! At West Community funds are insured up to 4x the industry average.
What are you saving for?
Whatever your future holds, we’re positive it holds something worth saving for. With a CD, your deposit has a set maturity date, so interest earning rates are higher than a traditional savings account. Choose terms ranging from 6 months to 5 years. We have competitive rates on all balances! Open a certificate today with as little as $500.
Traditional and Roth IRA
Traditional and Roth IRAs are also available from 12-month to 5-year terms with competitive interest rates and a $500 minimum with no annual maintenance fees. Payroll deduction to a savings account is available. Learn more
Savings Calculator
Calculate your earnings with our advanced Certificate of Deposit Calculator
*APY=Annual Percentage Yield. Actual rate is 4.13%. Limited time special offer. APY accurate as of 7/1/2026. Rate may change without notice. Early withdrawal penalties apply . Offer requires 100% of funds as new funds not currently on deposit with Gateway Metro Federal Credit Union or West Community Credit Union. Minimum opening deposit of $500. Membership eligibility required.
The money you place in your Credit Union savings account is federally insured up to $250,000 by the National Credit Union Administration (NCUA), the strongest government insurance fund in the country. West Community provides an additional minimum coverage of $750,000 provided by Excess Share Insurance Corporation, a licensed insurance company.