Your castle awaits!
We can help you settle into the castle of your dreams. The recent years have demonstrated the importance of loving where you live and finding enjoyment, security, and comfort in the place you call home.
The West Community Mortgage team can help you buy your dream home—consultation to closing.
Get Pre-approved for an Easy Home Buying Experience
Purchasing a home is likely one of the largest financial investments a person will make, so it's important to start the process correctly and understand your options. Getting the right mortgage is just as important as buying the right house.
Take charge from the start and apply for pre-approval today! Find out more information about our mortgage loans here. For a FREE mortgage consultation, call our mortgage experts at (636) 720-2495.
Follow These Steps to Be Sure Your Home Buying Process Goes Smoothly:
- DETERMINE YOUR PRICE RANGE: Knowing how much your budget can afford will save time when
house hunting and keep you in check with location and amenities. Look at your annual income and your monthly
expenses as a start. Utilize our mortgage calculators to help
determine a payment.
- GET PRE-APPROVED: A mortgage pre-approval makes your offer
more desirable to a seller which can give you an advantage when negotiating a home purchase.
- SELECT A REAL ESTATE AGENT: Agents streamline the home buying process by finding
properties in your desired location and price range and help buyers navigate regulations and laws. In the
state of Missouri, it doesn’t cost buyers anything to have a real estate agent since the seller pays the
- FIND YOUR HOUSE: Once you find a home you like, your agent should help you negotiate an offer to be formalized in the purchase and sales agreement, a binding contract between you and the seller. This is also the time to get the home inspected.