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Take charge with a mortgage pre-approval
Getting a mortgage pre-approval helps the home buying process go more smoothly and gives you an advantage when shopping for a home. The West Community mortgage team is ready to help! Our pre-approval commitment shows you're pre-qualified to borrow up to a certain amount of money at a specific interest rate, subject to a property appraisal and other requirements. If you're looking for a new home or simply to refinance, a pre-approval is a good start.
Take the first step and get pre-approved today!
A mortgage pre-approval will help you:
- KNOW HOW MUCH HOUSE YOU CAN AFFORD: Knowing what you can realistically afford narrows down the options and makes the shopping process more efficient. Plus, there are no surprises. Estimate your monthly payment here.
- BE A MORE DESIRABLE BUYER: Your pre-approval shows you are financially capable of completing the purchasing.
- HAVE MORE NEGOTIATION POWER: If the homeowner is eager to sell, they may be more willing to accept a lower offer from someone they’ve been assured is financially capable of purchasing their home.
- SAVE TIME: Getting pre-approved ahead of time shortens the time between contract to close — this way you’re ready to proceed with finalizing the mortgage once you’ve found the home you want to purchase.
Find out more information about our mortgage loans here. For a FREE mortgage consultation, call our mortgage experts at (636) 720-2495.