We’re Proud to be a CDC/504 (SBA 504) Participating Lender

As a CDC/504 participating lender, West Community Credit Union can provide small businesses commercial construction loans. The 504 construction loan can help you preserve capital, maximize tax deductions and control your overhead.  504 loans are made available through Certified Development Companies (CDCs), SBA's community-based partners for providing 504 loans.

At West Community Credit Union, our construction loan process provides you with the lending expertise you need.  Our commercial lenders will help make the complex construction loan process as simple as possible.

Some of the benefits of SBA Construction Loans Include:

  • A 10% down payment or equity injection for commercial construction projects
  • The ability to finance construction costs, closing costs and soft costs, including interim construction interests, architectural fees, surveys, title insurance, engineering and more
  • Option to initially lease up to 40% of your constructed space
  • The ability to finance the cost of long term machinery and equipment
  • Long term amortizations

In addition, we offer a variety of other loan options with competitive rates and quick turnaround:


Print and complete a Business Loan Application and email Richard Dillard, Director of Business Services, or call Richard at (636) 720-2420.
Loan Application

Other Business Services

We can also help your business grow with: