tis the season for a
Loan payment holiday!
SKIP A LOAN PAYMENT WITH OUR SKIP-A-PAY PROGRAM*
Make a little wiggle room in your budget for holiday fun! Skip a payment on your qualifying loans and use the extra cash to freely enjoy your holiday heavy months. A $25 processing fee will be charged on each loan payment skipped.
Skip- a-payments are available on vehicle loans**, personal loans and lines or credit. You can even refinance a loan from another institution with us and delay your first payment for up to 45 days! Apply for a Loan
To skip your loan payment, simply complete the Skip-a-Pay form and return it to one of our branches.
Our Skip-a-Pay program allows borrowers to skip a loan payment on qualifying loans every 6 months, up to 6 times during the life of your loan!
*This program is available for all loans except; home equity products, credit cards, loans originated for less than $600, and mortgages. Loans must be in good standing, have had at least one payment since origination, have not had other payment deferments in the past six months, have not already skipped six payments during the term of the loan and meet additional eligibility limitations which may apply. During the Skip-a-Pay period, normal finance charges will continue to accrue and be payable with the last payment resulting in extending your loan term one month. If your loan payment is being debited from another institution, your authorization on this form will cancel it for the month selected. Please contact Member Services for more information. All borrowers must sign.
**Please note: Skipping more than one payment per year may impact your GAP insurance coverage limits (if applicable).