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Savings Rates 
As of October 29, 2008

Savings  |  Money Markets  |  Money Market Plus
Certificates of Deposit  |  Roth/Traditional IRA CDs & Coverdell Savings Accounts

 

Savings

Account Rate APY
Regular Savings 0.75% 0.75%
Kids Savings 0.75% 0.75%
Holiday/Vacation Savings 0.75% 0.75%
Health Savings (HSA) 2.23% 2.25%

IRA Accumulation

2.23% 2.25%


Money Markets
$5,000 minimum opening deposit

Balance Dividend 
Rate
APY
$5,000–9,999 1.09% 1.10%
$10,000–24,999 1.24% 1.25% 
$25,000–49,999 1.54% 1.55% 
$50,000–74,999 1.87% 1.89% 

$75,000–99,999

2.17% 2.19%
$100,000 or more 2.53% 2.55% 


Money Market Plus
$15,000 minimum opening deposit

Balance Dividend 
Rate
APY
$15,000 or more 2.66% 2.69%

Certificates of Deposit
$1,000 minimum opening deposit

Term Rate APY
6 month 3.21% 3.25%
11 month 3.45% 3.50% 
12 month 3.45% 3.50% 
14 month 1.54% 1.55% 

15 month

3.45% 3.50%
18 month 3.45% 3.50% 
24 month 3.80% 3.85%
36 month 3.80% 3.85%
48 month 4.04% 4.10%
60 month    4.28%  4.35%


Roth/Traditional IRA CDs 
& Coverdell Savings Accounts
$500 minimum opening deposit

Term Rate APY
12 month 3.45% 3.50% 
18 month 3.45% 3.50% 
24 month 3.80% 3.85%
36 month 3.80% 3.85%
48 month 4.04% 4.10%
60 month    4.28% 4.35%


APY–Annual Percentage Yield. Rates subject to change.

 
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