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Loans | Savings | Certificates

As of March 25, 2008

For current mortgage rates, contact (636) 720-2400 or (800) 500-6860, ext. 132.

LOANSApply now Rate APR Term  
*New Cars—24 months as low as 4.84 4.84 24 Calculator
*New Cars—36 months as low as 4.89 4.89 36 Calculator
*New Cars—48 months as low as 4.94 4.94 48 Calculator
*New Cars—60 months as low as 4.99 4.99 60 Calculator
*New Cars—72 months as low as 5.89 5.89 72 Calculator
*New Cars—84 months as low as 6.69 6.69 84 Calculator
*Used Cars—24 months as low as 4.84 4.84 24 Calculator
*Used Cars—36 months as low as 4.89 4.89 36 Calculator
*Used Cars—48 months as low as 4.94 4.94 48 Calculator
*Used Cars—60 months as low as 4.99 4.99 60 Calculator
*Used Cars—72 months as low as 5.89 5.89 72 Calculator
*New or Used Boats/RVs ($10,000 min.)—73-120 months as low as 7.19 7.19 73 Calculator
*New or Used Boats/RVs ($15,000 min.)—121-144 months as low as 7.19 7.19 121 Calculator
*New or Used Boats/RVs ($25,000 min.)—145-180 months as low as 6.99 6.99 145 Calculator
Home Equity Line of Credit—3-Year Fixed (up to 90% LTV)  as low as 4.99

4.99

180 Calculator
Home Equity Line of Credit—5-Year Fixed (up to 90% LTV) as low as 5.99 5.99 180 Calculator
Home Equity Loan—10-Year Fixed (up to 100% LTV ) as low as 6.49

6.49

120 Calculator
Platinum MasterCard—As low as 9.90 9.90 n/a Calculator
*Personal Unsecured Loan—Up to 60 months as low as 9.90 9.90 60 Calculator
Share & Certificate Secured (Minimum 6%)—Savings/Certificate Rate + 2.00 2.00 n/a Calculator

*Loan rates and terms are subject to change and may vary based on credit history and collateral.
Rates include 1/2% discount for payroll deduction.

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SAVINGS Rate APY Term
Preferred Checking 0.40 0.40 n/a
Premium Checking 0.85 0.85 n/a
Checking Plus 0.40 0.40 n/a
Senior Checking 0.40 0.40 n/a
Free Checking 0.00 n/a
Health Savings Account (HSA) 2.23 2.25 n/a
Kids Savings Account 0.75 0.75 n/a
Regular Savings 0.75 0.75 n/a
Holiday Savings Account 0.75 0.75 n/a
Vacation Savings Account 0.75 0.75 n/a
IRA Accumulation 2.23 2.25 n/a
Money Markets Rate APY Term
Money Market—Balance $5,000-9,999 1.09 1.10 n/a
Money Market—Balance of $10,000-24,999 1.24 1.25 n/a
Money Market—Balance $25,000-49,999 1.54 1.55 n/a
Money Market—Balance $50,000-74,999 1.87 1.89 n/a
Money Market—Balance $75,000-99,999 2.17 2.19 n/a
Money Market—Balance $100,000+ 2.53 2.55 n/a
Money Market Plus—Balance $15,000+ (with checking $1,500 min.) 2.66 2.69 n/a
Business Accounts Rate APY Term
Free Business Checking

0.00 n/a
Business Interest Checking 0.85 0.85 n/a
High-Yield Business Interest Checking—Balance of $10,000-24,999 0.90 0.90 n/a
High-Yield Business Interest Checking—Balance $25,000-49,999 1.04 1.05 n/a
High-Yield Business Interest Checking—Balance $50,000-99,999 1.24 1.25 n/a
High-Yield Business Interest Checking—Balance $100,000+ 1.49 1.50 n/a
Business Money Market—Balance $5,000-24,999 1.14 1.15 n/a
Business Money Market—Balance $25,000-49,999 1.49 1.50 n/a
Business Money Market—Balance $50,000-99,999 1.74 1.75 n/a
Business Money Market—Balance $100,000-249,999 2.23 2.25 n/a
Business Money Market—Balance $250,000+ 2.96 3.00 n/a

APY–Annual Percentage Yield
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CERTIFICATES Rate APY Term
6-month Certificate of Deposit 2.48

2.50

6
11-month Certificate of Deposit 2.72

2.75

11
12-month Certificate of Deposit 2.72

2.75

12
14-month Certificate of Deposit 1.54

1.55

14
15-month Certificate of Deposit 2.72

2.75

15
18-month Certificate of Deposit 2.72

2.75

18
24-month Certificate of Deposit 2.82

2.85

24
36-month Certificate of Deposit 2.82

2.85

36
48-month Certificate of Deposit 2.92

2.95

48
60-month Certificate of Deposit 3.06

3.10

60
IRAs Rate APY Term
12-month IRA Certificate of Deposit 2.72

2.75

12
18-month IRA Certificate of Deposit 2.72 2.75 18
24-month IRA Certificate of Deposit 2.82 2.85 24
36-month IRA Certificate of Deposit 2.82 2.85 36
48-month IRA Certificate of Deposit 2.92 2.95 48
60-month IRA Certificate of Deposit 3.06 3.10 60

APY–Annual Percentage Yield. IRAs also include Coverdell Savings Accounts.
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